EIF and Quotanda Support Thousands of European Students Through Innovative Education Financing Programme

EIF and Quotanda Support Thousands of European Students Through Innovative Education Financing Programme

(IN BRIEF) Quotanda and the European Investment Fund have launched a €55 million student financing initiative under the InvestEU programme to improve access to education across Europe. The programme is expected to benefit more than 4,000 students in Spain, Germany, Croatia, Slovenia, and Italy by allowing them to begin studies without paying tuition fees upfront and to repay costs after graduation and employment. Supported by an EIF portfolio guarantee, the initiative involves eight universities, education providers, and non-profit organisations offering more flexible and accessible financing solutions. The programme forms part of broader European efforts to strengthen skills development, competitiveness, and equal access to education.

(PRESS RELEASE) LUXEMBOURG, 8-May-2026 — /EuropaWire/ — Quotanda and the European Investment Fund (EIF) have launched a new €55 million financing initiative under the InvestEU programme aimed at improving access to higher education and professional training across Europe. The programme is expected to support more than 4,000 students in Spain, Germany, Croatia, Slovenia, and Italy by helping them pursue studies without the burden of paying tuition fees upfront.

The initiative brings together the EIF, Quotanda, and eight European universities, education providers, and non-profit organisations to expand access to flexible student financing models. Under the programme, students enrolled at participating institutions will be able to begin their studies immediately and defer tuition repayments until after graduation and employment, reducing financial pressure during their education and early professional careers.

The financing initiative was officially presented at an event in Luxembourg attended by representatives from the EIF, the European Commission, Quotanda, and participating educational organisations. Institutions involved in the programme include Esade Business & Law School in Spain, Università Commerciale Luigi Bocconi in Italy, Hertie School in Germany, Academia Institute of Technology in Slovenia, Algebra Bernays University in Croatia, 4Geeks Academy in Spain, CODE.science in Germany, and the Yaran Foundation in Spain.

According to the EIF, the programme is intended to address one of the most significant barriers to education access in Europe: the inability of students to finance tuition costs at the beginning of their studies. Through the InvestEU-backed guarantee structure, the EIF shares part of the financial risk associated with the student financing models, enabling educational institutions and non-profit organisations to offer deferred tuition payment and income-linked repayment solutions on more accessible terms.

Marjut Falkstedt, Chief Executive of the European Investment Fund, said the initiative reflects a broader commitment to fairness and equal opportunity across Europe. She emphasized that access to education should depend on talent and ambition rather than immediate financial resources, adding that investment in education and skills remains critical for Europe’s long-term competitiveness.

The programme also builds on the EIF’s existing cooperation with Quotanda, which has already supported thousands of students through alternative education financing models designed to improve accessibility and reduce financial barriers.

Quotanda Co-Founder Lino Pujol-Soliano said the initiative demonstrates how cooperation between European institutions, education providers, and financial partners can help expand access to high-quality education through more flexible and student-focused payment structures. He noted that the financing solutions are intended to align repayment obligations more closely with graduates’ future earning capacity.

EIF Chief Investment Officer Marco Marrone said the initiative also supports broader European efforts to address skills shortages and strengthen economic competitiveness through reskilling and upskilling programmes. He added that the partnership is intended to help learners invest in future-oriented skills while creating long-term positive effects on the educational landscape across participating countries.

The initiative forms part of the wider commitment by the European Investment Bank Group to support education, human capital development, and skills investment throughout Europe. In 2025 alone, the EIB Group provided €3.3 billion in financing for education and skills projects, while total support over the past five years exceeded €13 billion across multiple sectors of learning and research.

The organisations involved noted that investing in education generates broader economic and social benefits beyond individual career development, including stronger innovation capacity, improved social cohesion, and greater long-term economic resilience throughout Europe.

Background information

The European Investment Bank (EIB) Group is the financing arm of the European Union, owned by the 27 Member States, and one of the largest multilateral development banks in the world. In 2025, the EIB Group signed EUR100 billion in new financing and advisory services for over 870 high-impact projects under eight core priorities that support EU policy objectives: climate action and the environment, digitalisation and technological innovation, security and defence, territorial cohesion, agriculture and the bioeconomy, social infrastructure, strong global partnerships and the savings and investments union. Beyond long-term loans for large infrastructure, the EIB Group crowds in private investment for high-risk innovative projects and businesses, with a growing role in Europe’s markets for venture debt, venture capital, guarantees and securitisations.

The European Investment Fund (EIF) is the subsidiary of the EIB Group specialised in providing guarantees and equity to improve access to finance for small and medium-sized businesses and startups across Europe. Acting as an anchor investor, through its extensive network of partnering banks and investment funds, the EIF mobilises private investment and nurtures the ecosystem of venture capital funds to support innovative European entrepreneurs.

Quotanda is a leading European education finance technology firm specialising in flexible student payment programmes. It helps students overcome financial barriers by partnering with educational institutions and foundations to expand access to higher education through deferred tuition programmes and income sharing agreements. By coordinating the EIF-backed guarantee across Europe, Quotanda continues to deliver impactful, inclusive solutions that address the skills gap and contribute to building a brighter future for all.

InvestEU

The InvestEU programme provides the European Union with long-term funding by leveraging substantial private and public funds in support of a sustainable recovery. It also helps crowd in private investment for the European Union’s strategic priorities such as the European Green Deal and the digital transition. InvestEU brings all EU financial instruments previously available for supporting investments within the European Union together under one roof, making funding for investment projects in Europe simpler, more efficient and more flexible.

The programme consists of three components: the InvestEU Fund, the InvestEU Advisory Hub and the InvestEU Portal. The InvestEU Fund is deployed through implementing partners that will invest in projects using the EU budget guarantee of EUR 26.2 billion. The entire budget guarantee will back the investment projects of the implementing partners, increase their risk-bearing capacity and thus mobilise at least EUR 372 billion in additional investment.

Media Contact:

Tibor Jona
EIBG Presst.jona@eib.org
+352 691 287 052
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SOURCE: European Investment Fund

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