Garanti BBVA Introduces Fund Bot to Deliver Personalized Digital Investment Solutions for Modern Investors

Garanti BBVA Introduces Fund Bot to Deliver Personalized Digital Investment Solutions for Modern Investors

(IN BRIEF) Garanti BBVA has launched Fund Bot, a digital investment tool designed to help users build personalized fund portfolios quickly and easily. The solution uses a suitability test to determine each investor’s risk profile and recommends model portfolios created by the bank’s asset management division. Offering 24 portfolio options across different risk levels and time horizons, the tool automatically rebalances allocations and adjusts to additional investments. It also provides users with clear visibility into their portfolio performance. The initiative reflects Garanti BBVA’s customer-focused digital strategy, aiming to make investing more accessible and manageable for both new and experienced investors.

(PRESS RELEASE) ISTANBUL, 21-Apr-2026 — /EuropaWire/ — Garanti BBVA has introduced a new digital investment tool, Fund Bot, aimed at simplifying the decision-making process for both new and experienced investors. Integrated into the bank’s mobile platform, the solution is designed to make fund selection more intuitive by offering personalized portfolio recommendations based on individual risk profiles and investment horizons.

Accessible through the Applications and Investments section of the Garanti BBVA Mobile app, the tool begins with a suitability assessment that evaluates each user’s financial preferences and tolerance for risk. Based on this analysis, Fund Bot proposes a tailored model portfolio, helping users quickly identify investment options aligned with their goals.

The recommended portfolios are developed by Garanti BBVA Asset Management, taking into account prevailing market conditions. Investors are categorized into four profiles—cautious, balanced, dynamic, and aggressive—each with multiple time-horizon scenarios. This results in a total of 24 distinct portfolio options, offering flexibility to match a wide range of investment strategies.

The system is designed to maintain alignment with both regulatory standards and individual user preferences. Portfolios are automatically rebalanced when market conditions change, ensuring that asset allocations remain consistent with the selected strategy. Additional investments are also allocated proportionally according to the established portfolio structure.

Users can monitor their holdings and performance through the “My Portfolio” section of the tool, which provides a clear overview of fund distribution and returns. The interface allows investors to compare alternatives, adjust their selections, and track progress over time within a streamlined digital environment.

Ceren Acer Kezik, Executive Vice President at Garanti BBVA, emphasized that the development of Fund Bot reflects the bank’s focus on customer-centric innovation. She highlighted that the solution is built on the institution’s “Radical Customer Perspective” approach, which prioritizes user experience and aims to deliver relevant financial solutions tailored to individual needs. According to Kezik, the bank’s digital capabilities enable customers to make more informed decisions and navigate market fluctuations with greater confidence.

With the launch of Fund Bot, Garanti BBVA continues to expand its digital investment offerings, providing tools that enhance accessibility, personalization, and efficiency in portfolio management.

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SOURCE: BBVA