EIF and EIB mobilise €370 million via securitisation with Santander to support women entrepreneurs and sustainable farming

EIF and EIB mobilise €370 million via securitisation with Santander to support women entrepreneurs and sustainable farming

(IN BRIEF) The EIB Group and Santander have structured a €250 million securitisation—comprising a €200 million EIF guarantee with ING and a €50 million EIB investment—to support Spanish SMEs, mid-caps, agricultural enterprises and women entrepreneurs. This transaction is expected to mobilise up to €370 million: €270 million for green transition lending and women’s entrepreneurship, and €100 million for sustainable agriculture projects under the EIB’s Pan-European Agricultural Programme (including 10 percent for young farmers). The deal aligns with eight EIB Group priorities, from climate action to the Capital Markets Union, and exemplifies the Bank’s use of financial instruments to de-risk investments and channel private capital into strategic, sustainable initiatives.

(PRESS RELEASE) LUXEMBOURG, 19-Jun-2025 — /EuropaWire/ — The EIB Group has partnered with Santander to execute a €250 million securitisation aimed at expanding financing for Spanish SMEs, mid-caps, the agricultural sector and women entrepreneurs. Through this single transaction, the European Investment Fund provides a €200 million bilateral guarantee via ING, unlocking up to €270 million for green transition loans to small businesses, mid-caps, women-led ventures and sustainable consumer credit. Simultaneously, the European Investment Bank commits €50 million to mobilise an additional €100 million dedicated exclusively to agricultural projects—ranging from regenerative farming practices and climate-adapted crop financing to water management infrastructure and working capital for resilient operations. Approximately 10 percent of this agri-fund will support young and newly established farmers, including enabling land acquisition under the Pan-European Agricultural Programme launched by the EIB in 2024.

This operation advances multiple EIB Group strategic priorities—bolstering Europe’s agriculture and bioeconomy, accelerating climate action, fostering women’s entrepreneurship, enhancing regional cohesion and deepening the EU Capital Markets Union. By deploying securitisation, the EIB Group reduces risk for sponsoring banks, attracts private co-investors and mobilises fresh capital for sustainable growth across key sectors.

About the EIB Group

The European Investment Bank (ElB) is the long-term lending institution of the European Union, owned by its Member States. Built around eight core priorities, we finance investments that contribute to EU policy objectives by bolstering climate action and the environment, digitalisation and technological innovation, security and defence, cohesion, agriculture and bioeconomy, social infrastructure, the capital markets union, and a stronger Europe in a more peaceful and prosperous world.

The EIB Group, which also includes the European Investment Fund (EIF), signed nearly €89 billion in new financing for over 900 high-impact projects in 2024, boosting Europe’s competitiveness and security.

All projects financed by the EIB Group are in line with the Paris Climate Agreement, as pledged in our Climate Bank Roadmap. Almost 60% of the EIB Group’s annual financing supports projects directly contributing to climate change mitigation, adaptation, and a healthier environment.

In Spain, the EIB Group signed €12.3 billion of new financing for more than 100 high-impact projects in 2024, helping power the country’s green and digital transition and promote economic growth, competitiveness and better services for its people.

High-quality, up-to-date photos of our headquarters for media use are available here.

About Santander

Banco Santander (SAN SM) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2025, Banco Santander had €1.4 trillion in total funds, 175 million customers, 7,900 branches and 207,000 employees.

Media contacts:

Maite Cordero
m.corderomunoz@eib.org
+34 606 66 82 62

Press Office
press@eib.org
+352 43791

SOURCE: European Investment Bank