Aviva Launches Upgraded Freight Liability Insurance with Expanded Cover Conditions and Economy Option

Aviva Launches Upgraded Freight Liability Insurance with Expanded Cover Conditions and Economy Option

(IN BRIEF) Aviva has upgraded its Freight Liability insurance, now live on Acturis E‑Trade and Fast Trade, introducing higher coverage limits, a wider array of carriage conditions (including Logistics UK and BIFA), and a new ‘economy’ cover for lower‑risk goods. An online Errors & Omissions option further streamlines the process. These product enhancements form part of Aviva’s ongoing digital transformation within its Marine team, which has grown substantially with three new underwriters. With one of the UK’s largest Cargo and Freight Liability underwriting teams, Aviva’s Global, Corporate & Specialty division is advancing toward its strategic goal of market leadership as a dual‑platform specialty insurer.

(PRESS RELEASE) LONDON, 22-Jul-2025 — /EuropaWire/ — Aviva has rolled out its enhanced Freight Liability offering, now accessible to brokers via Acturis E‑Trade and Fast Trade platforms. The refreshed product introduces an expanded suite of carriage conditions alongside a newly launched, cost‑effective ‘economy’ cover tier. These updates are integral to a broader digital overhaul within Aviva’s Marine insurance division.

Among the key improvements are higher per‑tonne and per‑vehicle coverage thresholds, with flexible configurations tied to specific carriage agreements and turnover levels. Freight forwarders and hauliers can now choose from an extended list of conditions of carriage—including Logistics UK and BIFA standards—while clients without exposure to Theft Attractive Goods can opt for the budget‑friendly economy option. An online Errors & Omissions cover is also available, removing the need for referral.

This suite of enhancements forms part of Aviva’s strategic digital transformation, designed to modernize Freight insurance and deliver faster, more intelligent solutions to the market. Complementing the product launch, Aviva’s Digital Marine team has welcomed three additional underwriters. Over the past seven years, the team has more than doubled, establishing one of the UK’s largest Cargo and Freight Liability underwriting groups.

These initiatives support Aviva’s Global, Corporate & Specialty (GCS) division as it pursues its ambition to become a leading dual‑platform specialty insurer.

Chris Green, UK Marine Manager at Aviva, commented:
“Marine insurance has a rich history, but the trading experience must evolve. Brokers have sought a digital Freight Liability solution that transcends the traditional limits of five to ten vehicles. By listening to their feedback, we’ve developed a platform and product suite that streamlines trade and adapts to real‑time needs. These enhancements underscore our dedication to creating a five‑star digital trading environment and making it simpler for brokers to work with Aviva.”

Howard Potter, Head of Marine at Aviva, added:
“We’ve prioritized accessibility, flexibility and responsiveness in our Cargo and Freight Liability offerings—boosting cover limits, broadening carriage conditions and introducing an affordable economy tier. Our enlarged team ensures robust support for brokers, whether they choose digital or traditional channels. Backed by one of the UK’s largest underwriting teams, we’re poised to help brokers trade with confidence.”

“By merging deep technical know‑how with acute market insight, our goal is to lead the Marine insurance sector. Evolving our products goes hand in hand with transforming our processes, partnerships and value delivery. These initiatives align with GCS’s broader vision of becoming a market‑leading specialty insurer across dual platforms.”