Visa Acceptance Platform Integrated into Fiserv Infrastructure to Improve Payment Authorisation and Reduce Fraud

Visa Acceptance Platform Integrated into Fiserv Infrastructure to Improve Payment Authorisation and Reduce Fraud

(IN BRIEF) Visa and Fiserv have expanded their partnership to introduce the Visa Acceptance Platform within Fiserv’s merchant acquiring and payment processing services across Europe. The collaboration creates a unified, cloud-based acceptance infrastructure designed to simplify operations for acquirers while helping merchants improve authorisation rates, reduce fraud and deliver faster payment experiences. By combining Visa’s authorisation and acceptance capabilities with Fiserv’s acquiring and processing technology, the platform supports intelligent routing, enhanced data insights and integrated value-added services. Acquirers will be able to access these capabilities through a single API-driven integration embedded in Fiserv’s environment, reducing complexity and enabling payment providers to scale more efficiently across markets. The initiative aims to strengthen digital payments infrastructure while helping merchants deliver more seamless and reliable payment experiences for customers across online, in-store and contactless transactions.

(PRESS RELEASE) LONDON, 16-Mar-2026 — /EuropaWire/ — Visa and Fiserv have broadened their long-standing collaboration to deploy the Visa Acceptance Platform within Fiserv’s merchant acquiring and processing services across Europe. The initiative aims to provide acquirers with a unified payments acceptance infrastructure that simplifies operations while helping merchants improve transaction approval rates and deliver smoother payment experiences.

The expanded cooperation introduces a cloud-based, API-driven acceptance layer designed to streamline how payment providers connect to card networks and related services. By integrating the Visa Acceptance Platform directly into Fiserv’s acquiring technology stack, the two companies aim to create a single platform through which acquirers can manage payment acceptance at scale.

The platform combines Visa’s advanced authorisation and acceptance capabilities with Fiserv’s merchant processing infrastructure. Together, these technologies support intelligent transaction routing, richer payment data and additional value-added services that can enhance security, efficiency and overall transaction performance.

Paul Adams said the collaboration strengthens the company’s ability to support acquirers and merchants across the region. By embedding the Visa Acceptance Platform into its processing environment, Fiserv aims to simplify payment acceptance processes, expand digital capabilities and enable clients to bring new services to market more quickly.

Dan Parsons said the development reflects the continued evolution of the two companies’ partnership in the payments ecosystem. According to Parsons, the new approach provides acquirers with a more streamlined operating model that can improve authorisation rates and reduce fraud and chargebacks.

For merchants, the platform is designed to deliver better transaction approval rates and richer data insights that support more responsive payment experiences. These improvements can benefit a wide range of use cases, including online transactions, in-store payments and emerging contactless and transit payment environments.

Under the new framework, acquirers will be able to connect to Visa’s acceptance services through a single API-based integration embedded within Fiserv’s acquiring infrastructure. This architecture removes the need for multiple system connections or custom development work while enabling greater flexibility and scalability for payment providers operating across European markets.

The partnership reflects broader industry efforts to modernize payments infrastructure and provide merchants with more reliable, secure and efficient ways to accept digital transactions.

Media Contact:

SOURCE: Visa