Tag Archives: fintech innovation

Experian Introduces No Ding Decline Feature to Let Consumers Apply for Personal Loans Without Credit Score Risk

(IN BRIEF) Experian has introduced No Ding Decline for personal loans within its Marketplace, enabling consumers to apply for select loan offers without risking a hard credit inquiry if they are not initially approved. This feature addresses a common concern … Read the full press release

Visa Expands European Payment Capabilities with New Intelligent Authorisation Solution Designed for Scalable and Resilient Processing

(IN BRIEF) Visa has launched Visa Intelligent Authorisation in Europe, introducing a new capability designed to help acquirers modernise payment processing through a single API integration. The solution addresses the limitations of legacy authorisation systems by improving approval rates, reducing … Read the full press release

BBVA Launches Conversational Banking Application in ChatGPT for Customers in Italy and Germany

(IN BRIEF) BBVA has introduced a conversational banking application within ChatGPT that allows users in Italy and Germany to access information about banking products and services directly through the AI assistant. The application enables customers to explore and compare accounts, … Read the full press release

New AI Driven Platform From Bristol Graduates Seeks to Build Long Term Financial Habits Through Behavioural Design

(IN BRIEF) Four University of Bristol graduates have obtained £40,000 in funding to launch Vero Financial, an AI-powered app designed to help young people develop healthier financial habits through gamified challenges, real-time guidance, and rewards. Originating as a student project, … Read the full press release

New Experian Credit Score brings clearer lender-aligned insights and more ways to build credit health

(IN BRIEF) Experian UK&I is launching a revamped Experian Credit Score to better align with modern lending practices and give consumers clearer, more actionable insight. The score range expands from 0–999 to 0–1250, and the model brings in additional positive … Read the full press release

Experian ranks 6th in 2025 IDC FinTech Rankings, securing top-10 position globally for the fourth year in a row

(IN BRIEF) Experian has been ranked 6th in the 2025 IDC FinTech Rankings: Top 100, moving up one position from last year and remaining in the global top 10 for the fourth year in a row. The recognition highlights Experian’s … Read the full press release

FCA Launches AI Supercharged Sandbox with NVIDIA to Boost Innovation Across Financial Sector

(IN BRIEF) The Financial Conduct Authority (FCA) has launched the Supercharged Sandbox, a new initiative aimed at helping financial services firms safely experiment with artificial intelligence during the early discovery and testing phases. Partnering with NVIDIA, the FCA will provide … Read the full press release

Barclays launches new physical and virtual global community for fintech innovation in New York

Rise, a new physical and virtual global community for fintech innovation, launches today in New York; new site will host the first US cohort of the Barclays Accelerator program, powered by Techstars New York and London, 17-7-2015 — /EuropaWire/ — … Read the full press release