BBVA App Launches AI-Powered Financial Coach to Simplify Investing

BBVA App Launches AI-Powered Financial Coach to Simplify Investing

(IN BRIEF) BBVA’s latest app update introduces a financial coach feature designed to help novice investors easily enter the market. Accessible via the “Experiences” menu under “Learn to Invest,” users receive short, clear videos on basic investing principles and inflation’s impact. An AI-powered tool allows step-by-step simulation, fund comparison, and selection from over 3,500 offerings. Customers with an emergency fund covering six months of expenses unlock the “Investing Is for You Too” guarantee: invest at least €600 in one of ten vetted funds and receive up to €300 gross back if the fund loses money after one year. The all-in-one solution combines financial education, personalized support, and a safety net, streamlining investing directly from the mobile app.

(PRESS RELEASE) BILBAO, 4-Jul-2025 — /EuropaWire/ — BBVA has enhanced its mobile app with a built-in financial coach that guides users through every step of investing, making it accessible even for complete beginners. If you’ve managed to set aside extra funds—whether from months of disciplined saving or an unexpected bonus—the app now empowers you to put that money to work and shield it from inflation’s eroding effects.

Inside the app’s revamped “Experiences” menu, the new “Learn to Invest” module offers crisp, jargon-free instructional videos that explain core concepts and demonstrate how inflation can diminish uninvested cash. Leveraging AI-driven insights and data analysis, the feature walks you through simulating an investment, understanding potential returns, and selecting from over 3,500 funds offered by BBVA and third-party managers—all without leaving your smartphone or filling out paperwork.

For customers with at least a six-month expense buffer, BBVA has introduced a special “Investing Is for You Too” section. Here, you’ll find ten carefully curated funds—ranging from conservative to sustainable and tech-focused options. If you invest €600 or more and your chosen fund posts a negative return after one year, BBVA will reimburse up to €300 (gross), guaranteeing a safety net as you gain confidence.

By combining bite-sized training, personalized guidance, and a loss-mitigation promise, BBVA’s redesigned app delivers a faster, more intuitive, and discreet experience. Now, investing can be as simple as tapping your phone—so you can learn, test, and grow your wealth with reassurance every step of the way.

How to start investing with the BBVA App

1.     Open the app and head to the main menu.
2.     In the menu button (top right), select the ‘Experiences’ option.
3.     Then choose the ‘Learn to invest’ option and tap on ‘More information.’ Once inside, you’ll find everything you need to get started.
4.     In the ‘Express training’ section, you’ll find useful information and explanatory videos (optional but highly recommended).
5.     Review the list of available funds (more than 3,500 from BBVA and third parties) and simply pick the one that suits you best.

BBVA has also launched an initiative to encourage those who still have doubts to take the plunge, provided they have amassed a financial cushion enough to cover at least six months of expenses. These customers will see a section in the app called ‘Investing is for you too’, where they can access a selection of ten proven-return funds, with conservative, sustainable, and tech-oriented options to choose from. If they invest at least €600 in one of these funds and after one year the return is negative, they will be compensated for that loss with up to €300 gross.

Because investing can be simple when you have the right support. That’s why BBVA has redesigned its app with a clear goal: to support you in managing your money through personalized solutions, AI, and a faster, more intuitive, and discreet user experience.

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SOURCE: BBVA