RicaricaQui, a digital payments platform developed by CityPoste Payment, a subsidiary of Enel X, and PayDo, an emerging Italian fintech startup, aims at accelerating the digitalization of the banking sector across Europe

RicaricaQui, a digital payments platform developed by CityPoste Payment, a subsidiary of Enel X, and PayDo, an emerging Italian fintech startup, aims at accelerating the digitalization of the banking sector across Europe

(PRESS RELEASE) ROME, 2-Feb-2022 — /EuropaWire/ — Enel S.p.A. (BIT: ENEL), an Italian multinational manufacturer and distributor of electricity and gas, has announced that its subsidiary Enel X (formerly EnerNOC), through its fully-owned subsidiary CityPoste Payment, has developed a digital system for quickly sending money called RicaricaQui in partnership with PayDo, an emerging Italian fintech startup. RicaricaQui can be used to easily transfer funds to any account or card with an IBAN using only the recipient’s mobile phone number without having to enter the recipient’s IBAN. The two companies, Enel X and PayDo, aim at accelerating the digitalization of the banking sector not only in Italy, but at European level.

“With the RicaricaQui service we offer people an innovative solution to send cash to a bank account, or simply top up a prepaid card with IBAN, thus bringing our customers closer to digital payments,” said Matteo Concas, Head of Global Digital Banking Solutions at Enel X. “With the support of PayDo we are offering a service that makes people’s lives easier and responds to the stimuli of the ever-evolving fintech market. Our goal is to position ourselves as one of the most important players in the digital payments sector by providing our customers with a range of opportunities that meet their needs, and with today’s transaction we have added another piece to this growth path.”

“The partnership with a major technology player such as Enel X really underlines our platform concept: perfectly customisable and integrable according to needs,” said Donato Vadruccio, Founder and CEO of PayDo. “The evolution of payment services is opening the door to concrete partnerships between payment institutions and fintech companies that contribute to the development of innovative solutions to simplify everyday transactions. It is also evidence of a virtuous approach based on the ability to collaborate and provide innovative, high added-value services, with rapid integration times, thus responding – as in the case of Enel X – to the project of creating a new added-value service for customers and giving them the opportunity to use it as quickly as possible.”

The RicaricaQui service, thanks to the platform made available by PayDo, allows anyone to go to the network of Enel X Pay* points of sale in the area to make money transfers to any beneficiary in Italy and Europe quickly and securely without having to download any additional app. To accept the RicaricaQui payment, the recipient will have to give the OK to the text message they receive on their smartphone and follow the short procedure.

* Note:

The RicaricaQui service is available in the agencies affiliated with CityPoste Payment S.p.A. (Enel Group company) distributed throughout Italy. At this link it is possible to find the point of sale that offers the service.

Enel X Global Retail is the Enel group’s global business line that offers services to accelerate innovation and drive the energy transition. World leader in the sector of advanced energy solutions, Enel X Global Retail manages services such as demand response for approximately 7.7 GW of total capacity globally and 195 MW of storage capacity installed worldwide. Through its advanced solutions, including energy management and financial services, Enel X Global Retail provides each partner with an intuitive and personalized ecosystem of technological platforms and consulting services, focused on the principles of sustainability and circular economy in order to provide people, communities, institutions and companies with an alternative model that respects the environment and integrates technological innovation into daily life. Each solution has the power to transform the goals of decarbonization, electrification and digitalization into sustainable actions for all, in order to build a more sustainable and efficient world together.


PayDo is the digital payment fintech that arose from an idea of Donato Vadruccio with the mission to offer European Banks, Payment Institutions and Electronic Money Institutions and their customers – corporate or retail – solutions capable of innovating and creating connections between those already in existence. The company has created the functionality called Plick, an open European solution, which allows payments to be made, irrevocably and without amount limits, via SMS, WhatApp or email without knowing the recipient’s IBAN to anyone in the SEPA area, without any need for registration or a dedicated app. PayDo was also created in the spirit of collaboration to create customized solutions using a platform that operates through APIs.


Media contacts:

Enel X
News Media Italy
T +39 06 8305 5699

Federica Menichino
M +39 3496976982

Pietro Ferreri
M +39 3319019581

SOURCE: Enel Spa


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