Tag Archives: research technical paper

The Central Bank of Ireland’s new research technical paper looks at the role of originating lending conditions in determining loan defaults on UK books of Irish banks

Strong UK evidence to support tighter restrictions on loans for second and subsequent properties. Default increases with higher originating loan-to-value (OLTV) and rent coverage (ORC). Analysis is based on a sample of 106,775 loans on UK books of Irish lenders. … Read the full press release